The conversion rate of €20 Steam card to Naira right now is 23,981.31 on TradeCard. If you were looking to get the best rate for your 20 Euro Steam card plus the safest trading experience, TradeCard would be the first choice. The rate of Steam cards fluctuating on TradeCard fluctuates as it does on any other app to trade gift cards in Nigeria but you are sure to get the value you see without any deductions every time with a fast payout. Besides 20 Euro Steam card, you will also get amazing rates for other denominations. Here are the rates for other denominations.
€10 Steam Card – ₦11,990.65
€20 Steam Card – ₦23,981.31
€50 Steam Card – ₦59,953.27
€100 Steam Card – ₦119,906.55

Five Things That Influence the Value of Your 20 Euro Steam Card
Even though a €20 Steam card has a fixed face value, the amount you receive in Naira can change from one platform to another. These value changes happen because of several market factors. If you understand these factors, you will know why rates fluctuate and how to choose the right time and platform to trade.
1. Market Demand for Steam Cards
The demand for Steam cards in Nigeria plays a major role in determining the rate. When more gamers, traders, or resellers are actively looking for Steam cards, platforms are likely to offer higher rates.
👉High demand = higher payout
👉Low demand = slightly reduced value
TradeCard monitors demand trends in real time, which is why the rate you get for €20 Steam Card in Naira is more stable compared to other apps.
2. Euro to Naira Exchange Rate
Steam cards are priced in Euros, so any movement in the EUR/NGN exchange rate directly affects the payout. When the Euro strengthens against the Naira, you naturally get more money for your card. If the Naira gains strength temporarily, the conversion rate may drop.This is one reason why 20 Euro Steam card rates don’t stay the same throughout the week.
3. Global Steam Card Resale Trends
20 Euro Steam cards are popular worldwide, especially in regions with a growing PC gaming community. When resale value increases globally, due to sales, new game releases, or seasonal gaming events, the Nigerian market benefits too.For example Steam Summer Sale and Black Friday gaming discounts both increase the number of people looking for Steam cards, which pushes resale prices upward.
4. Platform Fees and Trading Policies
Different platforms have different rules. Some deduct extra charges, some take commissions, and others offer inflated “display rates” but pay traders much less.This is why choosing a transparent platform matters. TradeCard shows the value clearly and pays exactly what you see for your €20 Steam gift card with no deductions, no percentage cuts, and no hidden charges.
5. Card Condition and Country Type
Steam cards come in various currency types and regions (Euro, USD, GBP). Usually, Euro Steam cards and Dollar Steam cards enjoy strong and consistent resale value.Also, a valid, unused card always sells at the best price. Any error, partial use, or region restriction can reduce the rate instantly.
How to Check the Latest Rate of Your €20 Steam Card to Naira?
1. Install the TradeCard App
Start by downloading and installing the TradeCard app from your app store. The app is lightweight, fast, and designed for secure gift card trading.
2. Create Your Account
Open the app and sign up. Account creation only takes a few seconds and gives you access to accurate and updated Steam card rates.
3. Go to the “Sell Gift Cards” Section
Once you’re on the homepage, you will see a list of supported gift cards under the Sell Gift Cards section. Scroll through the list until you find Steam Gift Card.
4. Select Steam and Click the Sell Button
Tap on the Sell button next to the Steam Gift Card. This will take you to the trading page where you can check today’s payout.
5. Enter Your 20 Euro Steam Card Details
On the next page, simply enter your €20 Steam card information. As soon as you do, the app will display the latest rate in Naira.
6. Upcoming Feature
Rate CalculatorTradeCard is also working on a Rate Calculator feature. Soon, you’ll be able to check the current rate for any Steam card denomination and even other gift card brands without needing to start a trade. This feature will make it even easier to monitor prices and choose the best selling time.
Steps to Convert €20 Steam Card to Naira Using TradeCard
Once you’re already on the Steam Gift Card selling page to check the rate inside the TradeCard app, converting your €20 Steam card to Naira will take just a few more steps.
1. Select Your Currency
Choose Euro (€) as the currency. This ensures the system calculates your payout correctly based on the exact denomination you want to sell.
2. Enter Your Gift Card Amount
Type 20 Euro in the amount field. Make sure you enter the accurate value so the app displays the correct Naira rate for your trade. Any wrong amount will show an incorrect payout, so double-check before proceeding.
3. Apply Coupons or Bonuses (If Available)
If you have an active coupon, it will appear automatically on this page. You can apply it instantly to increase your payout for the €20 Steam card in Naira. TradeCard also rewards users with daily coins, and this is the perfect time to convert those coins to cash. Simply apply your available coins to boost your earnings even more.
4. Upload Your €20 Steam Card Image
Next, upload a clear image of your Steam card. This helps TradeCard verify your card quickly and ensures a smooth transaction.
5. Click the "Start Trade”Button
Once everything is correct, scroll down and tap the Start Trade button. The TradeCard team will verify your card and send your payout in minutes.
How to You Use Your 20 Euro Steam Card?
A €20 Steam card is one of the easiest digital products to use, whether you’re buying games for yourself or gifting it to someone else. Once redeemed, the balance instantly appears in your Steam Wallet, and you can use it for any purchase within the Steam ecosystem. Here’s a quick breakdown of how you can use your 20 Euro Steam card:
1. Redeem It on Your Steam Account
Log in to your Steam accountGo to “Games” → “Redeem a Steam Wallet Code”Enter the code on your cardYour €20 will automatically be added to your Steam Wallet balance.
2. Buy Games and In-Game Content
You can use the balance to purchase PC games, Game DLCs, skins, add-ons, upgrades, in-game currencies for titles like CS2, Dota 2, PUBG, GTA V, and more.
3. Use It During Steam Sales
Steam is known for Summer Sale, Winter Sale, Holiday Sale and Publisher-specific promotions. Your €20 credit goes further during these discounts, making it a smart way to save money on your gaming purchases.
4. Gift It to Someone Else
If you don’t want to use it yourself, you can redeem the balance and purchase a game directly as a gift for any Steam friend.
5. Convert to Cash (If You Don’t Need It)
For users who prefer cash instead of games, the €20 Steam card can be sold easily on apps like TradeCard, where you get a competitive rate in Naira.
Why TradeCard is the Best App to Trade €20 Steam Card to Naira?
When it comes to converting a 20 Euro Steam card to Naira, TradeCard stands out as the most reliable, rewarding, and user-friendly platform in Nigeria. The app is built specifically for gift card traders who want fast payouts, transparent rates, and zero stress during transactions. Here’s what makes TradeCard the top choice for Steam card trading:
1. Clean, Simple, and Recently Updated Interface
TradeCard is designed for everyone, whether you're a beginner or a regular trader. The interface is clean, easy to navigate, and has been recently upgraded to improve speed, performance, and user experience.
Finding Steam cards, checking rates, and starting a trade takes only a few seconds.
2. Smooth and Straightforward Trading Process
Selling your €20 Steam card for Naira on TradeCard requires just a few quick steps:
Select Steam CardEnter your currency and amountUpload your card image/codeTap Start Trade
That's it, no complicated forms, no hidden menus. This simplicity makes it one of the best apps for fast gift card cashouts.
3. Fast Response Time & Quick Transactions
TradeCard is known for its fastest payout system. Once you submit your trade:
Your card is reviewed quicklyYour payment is processed instantlyFunds are sent to your bank account without delays
Most users receive their money within minutes, making it ideal when you need cash urgently.
4. No Hidden Charges or Rate Manipulation
The rate you see on the app is the exact amount you receive. This transparency is one of the biggest reasons users trust TradeCard.
5. Extra Rewards
You Won't Find ElsewhereTradeCard offers exclusive bonuses that help you earn even more:
✔ Refer & Earn
For every person you invite who signs up and trades, you instantly earn ₦2,000. This is currently one of the highest referral bonuses among gift card apps. ( limited time offer)
✔ Daily Coin Collection
Every day you open the app, you earn coins. These coins can be converted into real cash and added to your trade value.
✔ Regular Promotions & Bonus Events
TradeCard runs frequent promo campaigns that offer extra rate boosts, flash bonuses, seasonal giveaways and reward multipliers.This means you’re always getting more value than just your gift card rate.
6. Always Improving With New Features Coming Soon
TradeCard is constantly updating the app to improve your trading experience. Some upcoming features include:
1. A Rate Calculator for checking real-time gift card ratesNew gift card categoriesBill payment and much more
2. These upgrades make the platform future-ready and even easier to use.
FAQs
1. How much is a 20 Euro Steam card in Naira today?
The current rate of a €20 Steam card to Naira on TradeCard is ₦23,981.31. Rates may change slightly based on market demand, but TradeCard always displays the updated value before you start a trade.
2. Where can I get the best rate for my 20 Euro Steam card in Nigeria?
TradeCard offers some of the highest and most stable rates for Steam cards in Nigeria. The platform provides a transparent exchange value with no hidden fees and fast payouts, making it the preferred app for Steam card trading.
3. How long does it take to convert a 20 Euro Steam card to Naira on TradeCard?
TradeCard is known for its fast processing time. Most trades are reviewed and paid within a few minutes, as long as the card image and details are correct.
4. Can I trade other Steam card denominations on TradeCard besides €20?
Yes. TradeCard supports all major Steam card denominations, including €10, €20, €50, and €100 Steam cards. Each amount has its own rate, which is updated in real time. You can check the latest value directly inside the app before starting your trade.
5. Is TradeCard safe for converting Steam cards to Naira?
Absolutely. TradeCard is one of the most trusted and secure gift card trading apps in Nigeria, offering encrypted transactions, quick verification, transparent pricing, and zero hidden charges. Every trade is processed by a verified support team to ensure a smooth and safe exchange.


